RobotLoans.com streamlines the loan process from start to finish, although we do not lend money ourselves. We do not make any decisions on your request, cannot influence a lender's decision, and are not privy to the exact fees, rates, APR, non-payment rules, or renewal policies that may apply to your loan.

Our website is an online service that connects borrowers with reliable lenders who are ready to consider your current financial needs.

All details such as fees, interest rates, APR, non-payment rules and renewal options are specified in your loan agreement and depend on local regulations in your state. On our side, we aim to provide enough general information to help you better understand what a loan is, how it works and how to use it wisely.

Our matching service is free for you. We never pressure you to accept the first offer you receive, and you are free to decline any offer that does not meet your expectations. Our goal is simple: helping users find options that support their financial interests.

Once your request is approved, the lender will present you with an offer that includes the APR, fees, repayment terms and any renewal options available. We strongly encourage you to read the agreement carefully, weigh the pros and cons and make sure you understand all conditions before signing so you do not end up in an uncomfortable financial situation.

Pay special attention to what may happen if you miss a payment. Delinquency can lead to additional fees, a negative impact on your credit score and, in some cases, collection activities. If you are unable to make a payment on time, contact your lender immediately to discuss possible solutions.

Some lenders may offer loan renewals. Each lender has its own renewal policy, so you should carefully review those terms before accepting a renewal offer.

If you need detailed information about a specific loan agreement, please direct all questions to your lender. RobotLoans can only answer questions related to our matching service and general information.

The disclosures on this page are provided for informational purposes only and should not be treated as legal advice.